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flag Lawsuits allege California insurers colluded to force homeowners into a less favorable state insurance plan.

flag Two major lawsuits accuse over 200 California insurers of colluding to push homeowners into the state's FAIR Plan, which offers less coverage at higher costs. flag The suits allege this forced thousands into financial hardship, especially in fire-prone areas, and seek damages for higher premiums and inadequate coverage during wildfires. flag Insurers deny wrongdoing, claiming they comply with antitrust laws.

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