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flag Nearly 9 million UK residents have pensions far below average, highlighting a need for policy changes and education.

flag Nearly 9 million UK residents are underpensioned, with annual private pension incomes of £3,650 to £6,750, well below the average of £8,500. flag Groups at higher risk include women, carers, single mothers, and those from ethnic minorities. flag Experts recommend early pension education and policy reforms like removing the £10,000 auto-enrolment earnings trigger to help close the savings gap.

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