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flag New Zealand households saw a rise in disposable income, driven by self-employed gains, despite a drop in wages.

flag New Zealand households saw a 1.5% increase in net disposable income to $59.4 billion in December 2024, due mostly to a 6.5% rise in self-employed business owners' income. flag Despite this, salaries and wages fell for the second consecutive quarter. flag Household spending rose 0.8% to $60.9 billion, mainly on services like travel and dining out. flag Household saving increased slightly to -$1.4 billion, as spending grew less than disposable income. flag Household net worth saw little change, rising $834 million to $2.44 trillion, with asset gains offset by increased liabilities.

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