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flag Santander allows customers to borrow more as it reduces mortgage affordability rates by up to 0.75%.

flag Santander has become the first major UK lender to reduce mortgage affordability rates by up to 0.75%, allowing customers to potentially borrow between £10,000 and £35,000 more. flag This move follows the UK Financial Conduct Authority's call for lenders to better align affordability rates with customer needs in a declining interest rate market. flag The changes are subject to individual circumstances and affordability checks.

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