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flag Buy-to-let mortgage options hit a record high, but rising rates and uncertain markets pose challenges.

flag The number of buy-to-let mortgage options has hit a record high, according to Moneyfacts, which has tracked the data since 2011. flag Despite a rise in average fixed rates to 5.40% for two-year and 5.56% for five-year deals, the total number of deals available increased by 92 for five-year terms and 114 for two-year terms in February. flag Finance expert Rachel Springall notes that while the increase in options may be positive for landlords, rising costs and uncertain market conditions could present challenges.

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