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flag Contactless payments abroad are secure but not universal; travel money cards offer convenience with caution.

flag Contactless payments like Google Pay or Apple Pay are safer abroad due to tokenization but may not work everywhere, requiring PINs instead. flag For security, use indoor ATMs, warn your bank of travel, and keep low debit card balances. flag Travel money cards like the Wise Travel Money Card offer convenience with competitive rates but watch for hidden currency conversion fees. flag Use apps like Xe to track exchange rates and avoid high fees.

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