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flag UK house price growth slowed in January, dropping to 4.1% annually amid affordability pressures.

flag UK house price growth slowed in January 2025, with the annual rate dropping to 4.1% from 4.7% in December, according to Nationwide Building Society. flag The average house price rose by just 0.1% month-on-month to £268,213. flag Despite affordability pressures, the housing market remains resilient, with overall homeownership stable at 65%. flag First-time buyers face challenges due to high prices, rising rents, and the cost-of-living crisis, with 40% needing assistance to secure a deposit. flag The upcoming stamp duty changes in April are also driving market activity.

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