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flag Los Angeles wildfires cause over $30 billion in insured losses, destroying over 15,000 structures.

flag Los Angeles wildfires have caused over $30 billion in insured losses, surpassing the $12 billion from the 2018 Camp Fire. flag With over 15,000 structures destroyed, insurance claims could take years to resolve. flag California law mandates insurers pay one-third of the estimated value of belongings and four months' rent to displaced homeowners. flag Experts advise homeowners to review their policies, seek second opinions, and appeal decisions if needed. flag They also recommend applying for FEMA disaster assistance.

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