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flag Some UK banks offer savings rates above the 4.75% BoE base rate, potentially benefitting savers.

flag British savers may miss out on better returns as some banks offer savings accounts with rates higher than the Bank of England's base rate of 4.75%. flag The base rate could change on February 6. flag Easy-access accounts allow withdrawals but may have limits. flag Top options include Chip NTK at 4.85%, Atom Bank’s Saver Reward at 4.85%, and Plum’s Cash ISA at 5.01%, though these have conditions like limited withdrawals.

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