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flag Scammers are exploiting data breaches and guessing passwords to access payment apps like Venmo and PayPal.

flag Scammers are continuing to use apps like Venmo and PayPal to steal money even after the holiday season. flag The U.S. Federal Trade Commission warns that data breaches lead to scammers buying usernames and passwords to access users' accounts. flag Personal finance expert Jenny Groberg adds that hackers also use technology to guess passwords for these apps.

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