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flag Uninsured woman's pregnancy costs rejected by nonprofit cost-sharing service due to restrictions and timing.

flag Rachel Kaplan, an uninsured woman, used Sedera, a nonprofit medical cost-sharing service, during her pregnancy, expecting it to cover her childbirth costs. flag However, Sedera denied her claim due to her son's delivery complications and her membership's recent start. flag Unlike traditional health insurance, these ministries, which have grown in popularity due to rising healthcare costs, often restrict coverage for maternity care and aren't legally obligated to reimburse members for certain services.

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