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97-98% digital transactions at Vietnamese commercial banks surge due to chip-enabled ID card adoption.
Digital transactions at Vietnamese commercial banks have surged to 97-98%, driven by the introduction of chip-enabled ID cards for account openings since October 1.
The banking sector's digital transformation is fueled by technologies like big data and AI, with over 87% of adults holding payment accounts.
However, increased technology use raises security risks, necessitating a balance between innovation and operational safety as the sector evolves.
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El 97-98% de las transacciones digitales en los bancos comerciales vietnamitas aumentaron debido a la adopción de tarjetas de identificación con chips.