2024 highest savings account APY at 5.25%, CD rates up to 4.42%, predicted to rise in 2025.

As of October 13, 2024, the highest savings accounts offer an annual percentage yield (APY) of 5.25%. Additionally, certificates of deposit (CDs) are available with rates up to 4.42% APY. Predictions suggest that CD rates may continue to rise into 2025.

October 13, 2024
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