Florida retains significant population despite high insurance premiums and frequent hurricanes.

Despite recent hurricanes Helene and Milton, many Floridians remain committed to their state, often calling it "paradise." The allure of beautiful beaches and a sunny climate keeps residents from leaving, even as Florida faces significant climate-related risks. The state is the third most populous in the U.S. and saw the second highest influx of new residents in 2023. Home insurance premiums have soared, averaging $10,996, but residents continue to rebuild and persevere.