UK fraud regulations from October 7 allow banks to charge £100 excess fee for scam victims, with compensation limit reduced to £85,000.

New UK fraud regulations effective October 7 permit banks to charge a £100 excess fee for scam victims, raising concerns after the maximum compensation limit dropped from £415,000 to £85,000. This change targets Authorised Push Payment (APP) scams, which affected 200,000 individuals in 2023, leading to £460 million in losses. While some banks may waive the fee, critics argue many customers could be left without compensation.

October 06, 2024
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