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flag Delhi LG proposes linking vehicle insurance premiums to traffic violations to deter reckless driving and improve road safety.

flag Delhi Lieutenant Governor V.K. flag Saxena has proposed to Finance Minister Nirmala Sitharaman that vehicle insurance premiums be linked to the number of traffic violations. flag He argues this could deter reckless driving and improve road safety, citing India's 2022 accident statistics. flag The proposal suggests a tiered premium system based on violation frequency, which has seen success in the U.S. and Europe, aiming to align insurance costs with actual driving risk.

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