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flag 20-30% annual growth in gold loans in India, driven by rising gold prices and limited unsecured credit access.

flag The Indian lending market is increasingly favoring gold loans, which have grown by 20-30% annually, reaching Rs 1,23,776 crore. flag Rising gold prices and limited unsecured credit access are driving this trend. flag Key factors for selecting a gold loan provider include interest rates, loan-to-value ratios, and repayment flexibility. flag Shriram Finance and Bajaj Finance are prominent players offering competitive terms and quick processing, making gold loans an attractive financial option for borrowers.

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