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flag 2024 ADVANCE Award winner FormFree's RIKI enhances creditworthiness assessments via its Passport app.

flag 2024 ADVANCE Award winner FormFree, a Georgia-based fintech firm, won for its innovative Residual Income Knowledge Index (RIKI), part of its Passport app. flag RIKI offers a comprehensive view of a consumer's ability to pay, enhancing creditworthiness assessments for financial institutions. flag This marks the first ADVANCE Award win for FormFree and highlights its dedication to lending technology innovation.

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