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flag Novice cybercriminals, aided by off-the-shelf ransomware kits, pose a growing threat to organizations and individuals.

flag Novice cybercriminals pose a significant threat due to the ease of launching ransomware attacks with off-the-shelf kits and DIY variants. flag Even with minimal professionalism, these groups can pose a danger through successful affiliate schemes or niche targeting. flag The increasing availability of such tools and the effectiveness of affiliate programs make ransomware a major threat to both organizations and individuals, emphasizing the need for protective measures.

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