MCT reports a 5.67% drop in mortgage lock volume due to reduced summer supply and buyer delay.

Mortgage Capital Trading (MCT) reports a 5.67% drop in mortgage lock volume in the latest month, aligning with reduced summer supply. The downward trend is predicted to continue, with buyers delaying decisions for lower rates. A September rate cut has already been factored into market pricing, suggesting minimal impact if rates decrease. MCT's Lock Volume Indices offer insights into mortgage lock volume activity.

August 02, 2024
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