Top CD rates increased to up to 5.75% APY, with 1-year and 2-year rates at 5.72% (Elements Financial).
Top CD rates have soared, with some offering up to 5.75% APY. As of July 29, 2024, the best rates include 3-month CD at 5.51% (TotalBank, $25,000 min), 6-month CD at 5.51% (TotalBank, $25,000 min), 1-year CD at 5.72% (Elements Financial), 18-month CD at 5.10% (My eBanc), and 2-year CD at 5.72% (Elements Financial). CDs provide fixed rates for set terms, with early withdrawal penalties and FDIC insurance up to $250,000.
July 29, 2024
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