8M UK motorists risk higher car insurance costs due to not registering on the electoral roll, affecting credit scores.

8M UK motorists may miss out on better car insurance deals due to not registering on the electoral roll. A poor credit history or low score, often checked by insurers, can lead to higher premiums. Registering on the electoral roll can boost credit scores and potentially lower car insurance costs, as credit agencies use the register to verify applications. The registration process takes around 5 minutes.