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flag 40-73-year-olds can buy back National Insurance gaps by 5 April 2025 to boost State Pension.

flag Finance expert Martin Lewis explains the most lucrative action for people aged 40-73: fill gaps in National Insurance records. flag Gaps can lead to reduced State Pension, but paying to fill them can boost monthly payments. flag Until 5 April 2025, workers can buy back any missing years, with an £800 payment potentially turning into £5,400 by retirement. flag After that date, only gaps from the previous six years can be filled.

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