Missouri lawmakers approved expansion of a low-interest loan program for farmers and small businesses due to high borrowing costs.

Missouri lawmakers have approved a significant expansion of a low-interest loan program for farmers and small businesses, reflecting strong consumer demand for government aid amid persistently high borrowing costs. This follows a surge in public interest in programs that use taxpayer funds to spur private investment with bargain-priced loans, particularly as the Federal Reserve has raised its benchmark interest rate, causing virtually all loans to become more expensive. The linked-deposit programs involve states depositing money in banks at below-market interest rates, which banks then leverage to provide short-term, low-interest loans to particular borrowers.

April 18, 2024
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