Top CD rates reach 5.35% APY on April 15, 2024, but are expected to decrease due to Fed rate cuts.
Top CD rates have reached up to 5.35% APY as of April 15, 2024, but are expected to decrease as the Federal Reserve plans rate cuts. Experts suggest locking in high APYs before rates drop, with some banks offering high yields even on short-term CDs. Currently, CD rates remain above the national average, providing opportunities for savers to balance riskier investments or save for short-term goals.
April 15, 2024
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