Europe's debt collectors reassess business models due to decreased bad loans post-eurozone crisis.

Europe's debt collectors face a reckoning as bad loans decrease. Companies recovering unpaid debts, which thrived after the eurozone crisis, are reevaluating their business models and exploring partnerships. Bank clean-ups are complete in Europe's south, and government support measures have helped prevent defaults. Non-performing loans have held steady at 1.8% of total bank loans for six quarters.